owetell
FREE · NO ADS · WORKS OFFLINE

Keep track of who paid for what.

Split expenses for a trip or a shared flat. Add each expense as it happens, and Owetell shows who owes whom. It works without signal too.

Lake house trip4 people
Cabin, 3 nights
$420.00
Groceries
$86.50
Firewood
$18.00
You're owed$60.00
Freeno paid tier
No limitsadd as many expenses as you need
No adsand no data sold
Offlinesyncs when you reconnect

How it works

  1. 01Make a roomName it and share the invite link or QR code.
  2. 02Add what you paidChoose who shared the cost. Split it evenly, between some people, or by percentage.
  3. 03Settle upRecord payments, including partial ones. Everyone's balance updates.

What's in it

SPLIT

Rooms, splits and payments

  • One shared ledger per group
  • Even, subset or percentage splits
  • Partial repayments
TRACK

Subscriptions and charts

  • Recurring bills with their yearly cost
  • Spending by category and person
  • CSV export
AUTOMATE

Works with Claude

  • Add expenses from a receipt photo
  • Ask what you owe in a room
  • Acts only with your permissions
All features

Limits

Owetell doesn't do these:

  • Move moneyyou pay each other directly
  • Scan receipts in the appClaude can, through the connector
  • Mix currencieseach room uses one currency

Questions

Is Owetell free?
Yes. There is no paid tier, no ads and no limit on how many expenses you add.
Do I need to install it?
No. It runs in the browser. You can add it to your home screen if you want an app icon.
What happens when I have no signal?
Owetell saves your expenses on your device. It syncs them to the room when you reconnect.
Who can see my rooms?
Only the people you invite. Room data is never public.
Can I use it from Claude?
Yes. Add the Owetell MCP connector to Claude. Claude can then add expenses, answer questions about balances and record payments. It uses your account and your permissions.